Rule 506(c) requires "reasonable steps to verify" but does NOT require any specific verification method or third-party professional sign-off. The non-exclusive safe harbors at 17 CFR 230.506(c)(2)(ii) explicitly include review of IRS forms (income pathway), bank/brokerage statements with credit report (net worth pathway), AND written confirmation from a licensed CPA, attorney, RIA, or broker-dealer. These are alternatives, not stacking requirements. AccreditedID satisfies the IRS-form-review safe harbor with cryptographic chain of custody to the IRS itself.

Will issuer counsel accept this?

Issuer counsel reviewing your raise will see a chain of custody to the IRS itself, signed with hybrid post-quantum cryptography, anchored to CourtChain, and wrapped under FRE 902(14) self-authentication. That is more defensible than a forgeable PDF on a CPA's letterhead.

Is the credential reusable?

Yes. The wallet-resident credential carries 90-day freshness. You can mint a fresh CREB for each raise during that window without re-running the IRS pull.

What about complex situations - trusts, foreign nationals, entity accreditation?

AccreditedID Pro ($79) preserves the CPA / attorney pathway for genuine edge cases where source data is not available. Pro engagements include attestations from licensed professionals; those attestations carry their license-holder responsibility.

What does a CREB contain?

Subject of verdict (the investor identity), signal-by-signal evidence with source citations (IRS 4506-C IVES return data, Plaid institutional pulls), attestation engine version, validator quorum signatures (Ed25519 + Dilithium-III hybrid), 15-year sealed retention, FRE 902(14) admissibility narrative.

Coming Q3 2026 Money Passport ships when JIL becomes an IRS 4506-C IVES participant. Join the waitlist to be notified when live.

AccreditedID · Money Passport · SEC 506(c)

Stop paying for someone's signature when math will do.

Name: JIL AccreditedID
Brand: JIL Sovereign

Court-ready accreditation, verified at source, defensible under Rule 506(c). Pulls income from the IRS via 4506-C IVES and assets from your institutions via Plaid. Cryptographically signed with Ed25519 + Dilithium-III, anchored to CourtChain, FRE 902(14) self-authenticating. No CPA letter. No 7-day delay. Reusable across raises for 90 days.

Start verification → Why this works under 506(c)

The current process is broken.

2-7 days · $50-$200 · forgeable

Every Reg D 506(c) issuer needs to take "reasonable steps to verify" each investor is accredited. Today, that means waiting 2-7 days for a CPA or attorney to review uploaded W-2s, write a letter on letterhead, and email it back. The letter is forgeable, the process is slow, and the cost runs $50-$200 per investor.

Pricing.

4 SKUs · income pathway from $9.95

SKU	Price	Pathway	Included
AccreditedID IncomeW-2 / 1099 income pathway	$9.95	IRS 4506-C IVES income pull	Identity verification, IRS transcript pull (current + prior 2 years), CREB delivery, 90-day credential freshness, wallet storage	Choose →
AccreditedID Net WorthAsset-based pathway	$19.95	Plaid Assets institution pull + signed liabilities affidavit	Up to 5 linked accounts, 24-month asset history, liabilities affidavit anchored to CourtChain, 90-day freshness	Choose →
AccreditedID ProComplex / edge cases	$79	Hybrid - source data + licensed professional wrap	Irrevocable trusts, foreign nationals, qualified-purchaser pre-screen, entity accreditation with multiple BOs. Includes CPA / attorney letter wrap where source data is unavailable.	Choose →
AccreditedID Issuer APIEmbedded into 506(c) raises	contact	Issuer-side API integration	$2,500/yr base + $4.95 per verification, or volume bundles. Verifications delivered to issuer data room.	Issuer API →

Why no CPA letter is needed.

17 CFR 230.506(c)(2)(ii)

Rule 506(c) requires "reasonable steps to verify" but does NOT require any specific verification method or any third-party professional sign-off. The non-exclusive safe harbors at 17 CFR 230.506(c)(2)(ii) explicitly include three alternatives:

Income pathway - review of IRS forms (W-2, 1099, K-1, Schedule C, Form 1040)
Net-worth pathway - bank and brokerage statements with credit report
Professional pathway - written confirmation from a licensed CPA, attorney, RIA, or broker-dealer

These are alternatives, not stacking requirements. AccreditedID Income satisfies the IRS-form-review safe harbor with cryptographic chain of custody to the IRS itself. AccreditedID Net Worth satisfies the bank-statement safe harbor with institution-level Plaid pulls. A CPA signature on top of an IRS-direct pull is theatrical, not substantive.

The Pro tier preserves the professional pathway for genuine edge cases where source data is not available (foreign nationals, complex trusts holding illiquid assets, entity accreditation with valuation requirements).

Legacy verifiers vs. JIL AccreditedID.

8 dimensions

	Legacy verifiers	JIL AccreditedID
Income source	User-uploaded W-2s	IRS direct via IVES
Asset source	User-uploaded statements	Plaid institution-level pull
Attestation method	CPA / attorney signature	Ed25519 + Dilithium-III hybrid
Evidence integrity	PDF on letterhead	CourtChain-anchored, FRE 902(14) self-authenticating
Turnaround	2-7 days	Under 5 minutes
Cost	$50-$200	$9.95-$19.95
Forgeability	Trivial	Cryptographically impossible without breaking Ed25519 + Dilithium-III
Reusable across raises	No	Yes - 90-day wallet-resident credential

For 506(c) issuers

Embed AccreditedID in your raise. Verifications in-flow.

Issuers integrate the JIL verify API; prospective investors verify in-flow; CREBs delivered to the issuer's data room. $2,500/year base + $4.95 per verification, or volume bundles. Below VerifyInvestor enterprise pricing while capturing the issuer-side revenue stream.

Issuer API →

AccreditedID provides verification services intended to assist issuers and investors in satisfying the "reasonable steps to verify" requirement under Rule 506(c) of Regulation D. JIL Sovereign Technologies, Inc. does not provide legal, tax, or investment advice. The Court-Ready Evidence Bundle (CREB) produced by AccreditedID is a cryptographically signed attestation of source-pulled data; final determination of accredited-investor status is the responsibility of the issuer. AccreditedID Pro tier engagements involving CPA, attorney, RIA, or broker-dealer review include attestations from licensed professionals; those attestations are the responsibility of the issuing professional under their applicable license. JIL is not a registered investment advisor, broker-dealer, or law firm. CREBs produced under FRE 902(14) are self-authenticating records of the underlying data pull; admissibility for any specific legal purpose is determined by the relevant tribunal.